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How Much Is Your Auto Accident Compensation Worth? Damages for car accidents are intended to compensate victims of the collision. Some of these include cost of property damage and medical bills, while others are not economic, like suffering and pain. In New York you have three years following an accident to make a claim. But, if you wait too long could hurt your case. In time, evidence may be lost or destroyed and witnesses may forget key details. Damages In the event of a car crash victims may receive compensation for their economic losses, such as medical bills or lost wages. They can also receive compensation for non-economic losses, like pain and suffering. However, how much your claim will be worth is contingent on the severity of your injuries as well as the impact they have on your life. A skilled auto accident attorney can assist you in determining the value of your injuries as well as property damage, and negotiate with the insurance company for a fair settlement. Insurance companies are in the business of making money. This means that they'll try to settle your claim for as little as possible. This is why you need an attorney who is able to fight for the maximum amount of money that you are entitled to. In addition to the cost of repairing your vehicle, you may also be eligible to claim compensation for any personal items that were damaged by the collision. Shoes, clothing and jewelry are all included. You can also get reimbursement for expenses related to cleaning your home, gardening or childcare, if can't do these things because of your injuries. In determining the value of your claim, the deductible is also considered. You must pay your deductible prior to the insurance company can begin to cover your losses. auto accident attorney west covina may then start a lawsuit against the driver who was at fault to recover the remaining amount of your losses. Medical bills The medical bills that result from a car accident can quickly accumulate. The average cost of an ambulance ride, hospital stay, and inpatient care can run into tens or thousands of dollars or more. The cost of prescription medicines, physical therapy, and other therapies can rise as the injured person recovers. The driver who is at fault is responsible for paying a victim's losses, including medical expenses, in the event that they are found to be responsible in an action. The law does not require that the at-fault driver to pay for medical expenses incurred by their victim on a regular basis. If you do not reside in a no-fault state, the first step to claim medical bill compensation is to submit an application to your auto insurance provider for PIP (personal injury protection) coverage. Based on the policy limits, this coverage could pay for the majority or all of your medical expenses. You must also submit a claim to the at-fault driver's car insurance for any liability coverage they have, as well as the uninsured motorist coverage of your own insurance policy. These policies could reimburse you for your medical expenses, but they typically come with deductibles or other terms. An experienced lawyer can help you get your medical bills paid. This will help you not spend your income on medical bills and focus on recovering. Loss of wages Accidents involving cars can result in you missing work. You might not be able to pay your bills and suffer a loss of income due to. You may need to take out loans from family members or friends. Settlements can take months. In the meantime, you will have to keep paying your bills out of your own pocket and wait for your settlement. You can recover lost wages if you've been injured in a car crash. This can include salary as well as hourly wages, but it can also include other financial benefits such bonus and raises. Your lawyer can calculate the actual loss earnings. You can make a claim through an insurance company that is no-fault or take action against the party responsible for lost wages. The typical claim will involve your medical bills, evidence that you missed work because of your injuries, and proof of your lost earning capacity. This is often referred to as a demand package. You will need to provide a letter from your employer providing proof of your employment, which includes the days that you were away due to injuries and the hours that you work on a regular basis. You'll need to provide your paystubs, tax documents and other pertinent documents. Your attorney can help you in assembling these documents and making a compelling request to present to the insurer or judge in your case. Pain and suffering While some costs associated with an accident can be calculated to the penny, such as emergency services, medical bills as well as surgery costs, medications and lost wages, there are other expenses that cannot be quantified. These damages that are not quantifiable are known as”pain and suffering” and are an important part in the claim for compensation of a victim. The emotional and physical effects of an accident are associated with suffering and pain. The injuries suffered by a victim can have a lasting impact on their lives, leading to permanent disabilities or even death. A victim with a debilitating head injury, for example, may never be functional or work normally. These kinds of injuries usually result in a large settlement. In most instances, the amount pain and suffering that a victim experiences is contingent upon the severity of their injuries as well as how the accident has affected their lives. An experienced lawyer will investigate the specifics of your case to determine an appropriate settlement amount. They will use the previous settlement amounts for similar injuries as a guideline in order to provide you with an idea of how much your case is worth. Unfortunately, insurance companies often try to deflect victims' claims of suffering and suffering by asserting that their physical or emotional injuries aren't as serious. A knowledgeable lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure you get an honest settlement.